Car accidents are inevitable, especially with the number of vehicles on the road today. Unfortunately, not all drivers are insured, which can make things complicated if you get into an accident with one. Let an Uninsured Motorist lawyer, like Burnside Law Firm, LLC guide you through the process of dealing with uninsured drivers and accidents.
Overview of Uninsured Drivers and Accidents
Car insurance is legally required in most states, but many drivers still do not carry it. If you get into an accident with an uninsured driver, you may be left with expensive bills and a ton of stress. This section will give you an overview of the issue and what you can expect.
The Statistics
According to the Insurance Research Council, 1 in 8 drivers on the road is uninsured. In some states, the number is even higher.
Understanding Uninsured Motorist Coverage
Uninsured motorist coverage is optional in some states, but required in South Carolina! This coverage will help pay for damages and medical expenses if you’re hit by an uninsured driver.
The Consequences
If someone without insurance causes an accident, they may be held personally responsible. However, many uninsured drivers don’t have the resources to pay for damages, and you may have to take legal action to get the money you’re owed.
Immediate Steps to Take After the Accident
If you have been in an accident with an uninsured driver, there are some immediate steps you should take to protect yourself and your car.
Assess the Damage
Check yourself and anyone else involved in the accident for injuries and call emergency services if necessary.
Call the Police
Even if the accident is minor, you should call the police to make a report.
Contact Your Insurance Company
Let them know what happened, and they can advise you on what to do next.
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